Construction Insurance

In order to insure and manage the risk associated with the construction industry we have to thoroughly understand your business. The construction industry consists of a large number of trades and whether you are a small self-employed tradesman or a large construction company, LEMAC Insurance can provide a tailor made insurance and risk management package to meet your insurance needs.

Key Covers

Employers’ liability:

Legal liability covers for death or bodily injury to employees whilst working for you. The standard limit of indemnity is £10m, however for some contractors with large workforces there is an option for higher limits.

Public liability:

Providing you with protection for your legal liability to third parties should you injure them or damage their property.

Contractors all risks (works):

This provides cover for the materials and the works that are in the course of construction.

Plant:

It is recommended that All Risks cover is arranged to protect your plant and machinery anywhere in the UK and .or Eire. This should also include plant which you have hired in.

Business interruption:

This provides cover for the anticipated or unanticipated disruption of the normal operation of a firm.

Key persons:

Cover those individuals whose knowledge, creativity, inspiration and skills are critical to the viability or growth of your organization.

Directors & Officers:

Self Build:

An insurance policy that provides coverage during the construction of a new home, additional structure, renovation or conversion. Self-build insurance provides financial compensation for setbacks and problems that may occur during the project, such as contractor disputes, accident, injury, death, theft, arson, vandalism and project delays. If the project is being financed with a loan, the lender may require the borrower to purchase self-build insurance.

Not only can tailor any insurance package to suit your needs we can also cover:

Contact us for more information.